A TIP FOR MANAGING YOUR SPENDING AT THE HOLIDAYS
Use your creativity and imagination to cut costs of gifts. Perhaps the most common way to manage the cost of gift giving in large families is to draw names. There are several other creative alternatives that will save money while still satisfying your spirit of giving. By giving a modest donation to the person's favorite charity in honor them and satisfy your own spirit of giving at the same time. It is like getting three gifts for the price of one: you, the recipient of your gift and the recipient of your donation.
