A TIP FOR MANAGING YOUR SPENDING AT THE HOLIDAYS
Recognize that money is stored personality. You express your personality and values in the way you manage money - spending, saving and investing. Couples should not shy away from money discussions. They should face each other squarely and discuss the values that matter to them. Too often couples imagine that arguments about money can be avoided by each having a separate checking account. This is a silly assumption because your marriage is a singular financial entity. Bankruptcy involves both of you. Talk about money often and begin first by finding the values you agree on. Then move on to the areas where you have differences and make compromises you can both live with…because you both reap the consequences of each others actions, whether you have shared in the decisions or not.